Welcome to Innovative Credit Solutions

Our goal is to make it easy for our customers to access the information they need at a price they can afford.


Innovative Credit Solutions, Inc. provides individual and business credit information as well as court and criminal history to small businesses and property owners for the purpose of granting credit, residential screening, employment screening and other purposes as permitted under federal, state and local laws.

We offer efficient and economical access to Equifax and TransUnion credit bureaus for individual and business reports. National Background Data is our provider of criminal reports. Membership in ICS will allow you to access these consumer reporting agencies through our website. This instant information on prospective customers, employees or tenants will help you make the right decision quickly.

Consumer files are protected by the Fair Credit Reporting Act (FCRA). Our members are required to follow these FCRA guidelines for using consumer information. Members must have a permissible purpose and supporting documentation including a signed authorization to access consumer files. Reports may not be pulled for personal reasons on yourself, family or friends.

Our company, founded in 2000, is located in Lexington, South Carolina. We qualify our members through an application process that includes an on-site inspection of their business. Join us today and allow us to be the solution to your reporting needs.



Consumer reports must be used for permissible purposes only. Unauthorized access is a crime and may result in federal prosecution. Customers are required to retain supporting documentation for each transaction.